In general you do not have much control over the appraised value of a property. The appraiser is assumed to be 
neutral, objective and capable of providing an unbiased valuation of the property. Here are some things you can do in the event you believe the appraised property value is too low:
- Review the comparable sales used by your appraiser: Drive by the comparable sales shown in your appraisal and compare them to yours. Contact your Realtor® and get their opinion. You might be able to find sales the appraiser missed. There might be pending sales which will soon close. When pending sales close, they might influence the appraised value of your property.
- Check the measurements of your home: Double check the accuracy of the appraisal report regarding square footage, lot size, number of bedroom/bathrooms, etc.
- Find out if any of the comparable sales were sold under distress: A foreclosure or distress sale in your neighborhood can effect values. If you have evidence that a comparable sale was a distress sale, you might be able to get the appraiser to ignore that sale, or adjust your appraised value accordingly.
- Get another appraiser: Consider getting a second opinion–a new appraisal by a different appraiser. In this event, make sure you get an appraiser who is familiar with the neighborhood.
